What is fleet risk management?

Fleet risk management is the set of checks, policies and training a business uses to reduce the risk of road incidents involving people who drive for work. It covers the driver, the vehicle and the journey, and it gives the business evidence that it is meeting its health and safety duties. The HSE guidance on driving at work says employers should manage work-related road risk in the same way as any other risk at work: assess it, put controls in place and review them. That applies to company vehicles, hired vehicles and employees’ own cars. Our guide to fleet risk management sets out where to start. Toomey Leasing Group runs fleet risk management alongside the vehicles we lease, so the checks and records sit in one place. Speak to our team.

What does a fleet risk management service include?

A fleet risk management service from Toomey Leasing Group includes continuous driver licence checks, online driver risk assessments, full accident management and online and in-vehicle driver training. It can be extended with grey fleet checks, telematics and camera monitoring, driver safety policies and vehicle feedback sticker schemes. Licence checks use the DVLA driving licence checking service, which shows the vehicles a driver can drive, their penalty points and any disqualifications, with the driver’s permission. Risk assessments identify drivers who need training, and accident management handles claims, repairs and replacement vehicles after an incident. KNW Training, Nomico and Hoval are among the businesses we support, as our case studies show. We recommend which elements your fleet needs based on its size and the driving your staff do. Request a fleet risk management quote.

Do employers have a duty of care for staff who drive for work?

Employers have a legal duty of care for anyone who drives for work, including employees using their own cars. Under health and safety law, a business must assess the risks of work driving and take reasonable steps to control them, covering driver competence, vehicle condition and journey planning. The duty comes from the Health and Safety at Work etc. Act 1974 and is explained in the HSE driving at work guidance. For grey fleet drivers, that means checking their licence, MOT and business-use insurance. A structured programme also creates a documented record of checks, training and policy acceptance, which you can produce if an incident is investigated. Our fleet risk management service keeps that record for you and flags anything that needs action. Talk to us about your duty of care.

What core services are included in the risk management package?

The solution includes continuous licence verification, online driver risk assessments, full accident management, and both online and in-vehicle driver training.

Can the service be tailored to specific fleet needs?

Yes. We can extend the core service to include grey fleet monitoring, telematics and camera oversight, driver safety policy guidance, and driving-feedback sticker schemes.

Fleet risk management services

Reduce operational risk with structured fleet governance

Our fleet risk management services help you reduce work-related road incidents, keep drivers safe and meet your duty of care. We combine licence checks, driver risk assessments, training and accident management and run them for you.

Discuss your risk management requirements

Why fleet risk management matters

Fleet risk extends beyond day-to-day vehicle management. It involves maintaining compliance, monitoring driver behaviour, and ensuring your organisation is well-represented on the road. Our structured approach helps businesses mitigate potential exposure, reduce the likelihood of incidents, and maintain operational stability. By moving to a proactive risk management model, you gain greater control over fleet safety and predictable cost management.

Benefits of fleet risk management

Enhanced compliance

Maintain oversight with automated licence verification and structured safety checks.
Protect your reputation

Improve standards through training, ensuring your business is represented professionally.
Cost predictability

Mitigate high-risk activities to help reduce potential insurance impacts and unexpected costs.
Reduce day-to-day strain

Delegate complex tasks like accident management and risk assessments to our teams.

Fleet risk management FAQs

What our risk management service includes

Explore some frequently asked questions we receive about our fleet risk management.

: Fleet risk management is the set of checks, policies and training a business uses to reduce the risk of road incidents involving people who drive for work. It covers the driver, the vehicle and the journey, and it gives the business evidence that it is meeting its health and safety duties.

The HSE guidance on driving at work says employers should manage work-related road risk in the same way as any other risk at work: assess it, put controls in place and review them. That applies to company vehicles, hired vehicles and employees’ own cars. Our guide to fleet risk management sets out where to start.

Toomey Leasing Group runs fleet risk management alongside the vehicles we lease, so the checks and records sit in one place. Speak to our team.
: A fleet risk management service from Toomey Leasing Group includes continuous driver licence checks, online driver risk assessments, full accident management and online and in-vehicle driver training. It can be extended with grey fleet checks, telematics and camera monitoring, driver safety policies and vehicle feedback sticker schemes.

Licence checks use the DVLA driving licence checking service, which shows the vehicles a driver can drive, their penalty points and any disqualifications, with the driver’s permission. Risk assessments identify drivers who need training, and accident management handles claims, repairs and replacement vehicles after an incident. KNW Training, Nomico and Hoval are among the businesses we support, as our case studies show.

We recommend which elements your fleet needs based on its size and the driving your staff do. Request a fleet risk management quote.
: Employers have a legal duty of care for anyone who drives for work, including employees using their own cars. Under health and safety law, a business must assess the risks of work driving and take reasonable steps to control them, covering driver competence, vehicle condition and journey planning.

The duty comes from the Health and Safety at Work etc. Act 1974 and is explained in the HSE driving at work guidance. For grey fleet drivers, that means checking their licence, MOT and business-use insurance. A structured programme also creates a documented record of checks, training and policy acceptance, which you can produce if an incident is investigated.

Our fleet risk management service keeps that record for you and flags anything that needs action. Talk to us about your duty of care.
: Fleet risk management reduces fleet costs by cutting the number and severity of incidents, which lowers repair bills, vehicle downtime and insurance claims. Accident management also keeps control of third-party costs after a claim, and a cleaner claims record puts the business in a stronger position at insurance renewal.

Incident costs go beyond the repair itself: replacement vehicles, lost working time, missed appointments and higher premiums all add up. Training is most effective when it is aimed at the drivers identified in risk assessments, and vehicle technology such as advanced safety systems can help further. Our whole life cost analysis includes risk-related costs when comparing vehicles.

We review your incident history and show where the biggest savings are. Book a fleet risk review.
: The solution includes continuous licence verification, online driver risk assessments, full accident management, and both online and in-vehicle driver training.
: Yes. We can extend the core service to include grey fleet monitoring, telematics and camera oversight, driver safety policy guidance, and driving-feedback sticker schemes.
: A structured risk management programme provides a documented audit trail of driver checks, training, and policy compliance. This enables businesses to demonstrate that they are actively monitoring and addressing safety requirements, which is essential for meeting legal duty of care obligations and reducing organisational risk.